* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            line-height: 1.6;
            color: #333;
            background: #f8f9fa;
        }

        .container {
            max-width: 1500px;
            margin: 0 auto;
            padding: 0 0px;
        }

        /* Header */
        header {
            background: linear-gradient(135deg, #ffffff 0%, #5197ff 100%);
            color: white;
            padding: 0.2rem 0;
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
            font-size: 1.2rem;
            box-shadow: 0 15px 50px rgba(0,0,0,0.1);
        }

        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .logo a {
            display: flex;
            align-items: center;
            text-decoration: none;
            transition: opacity 0.3s ease;
        }

        .logo a:hover {
            opacity: 0.8;
        }
        .logo {
            margin-right: 10px;
            display: flex;
            align-items: center;
        }

        .logo img {
            height: 70px;
            width: auto;
            max-width: 250px;
        }

        nav ul {
            display: flex;
            list-style: none;
            gap: 2rem;
        }

        nav a {
            color: black;
            text-decoration: none;
            font-weight: 600;
            transition: color 0.3s;
        }

        nav a:hover {
            color: #0063cb;
        }

        .burger {
            display: none;
            flex-direction: column;
            cursor: pointer;
        }

        .burger span {
            width: 25px;
            height: 3px;
            background: black;
            margin: 3px 0;
            transition: 0.4s;
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, #5197ff 10%, #ffffff 100%);
            color: black;
            padding: 120px 0 50px;
            text-align: center;
            position: relative;
            overflow: hidden;
        }

        .hero::before {
            content: "";
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" fill="white" opacity="0.1"><path d="M0,0 Q250,100 500,50 T1000,25 L1000,0 Z"/></svg>');
            background-size: cover;
        }

        .hero-content {
            position: relative;
            z-index: 1;
        }

        .hero h1 {
            font-size: 3rem;
            margin-bottom: 1rem;
            animation: fadeInUp 1s ease-out;
        }

        .hero p {
            font-size: 1.5rem;
            margin-bottom: 2rem;
            opacity: 0.9;
            animation: fadeInUp 1s ease-out 0.2s both;
        }

        .hero-buttons {
            display: flex;
            gap: 1.5rem;
            justify-content: center;
            flex-wrap: wrap;
            animation: fadeInUp 1s ease-out 0.4s both;
        }

        .cta-button {
            display: inline-block;
            background: #0063cb;
            color: white;
            padding: 10px 35px;
            text-decoration: none;
            border-radius: 50px;
            font-weight: bold;
            font-size: 1.2rem;
            transition: all 0.3s;
            box-shadow: 0 4px 15px rgba(232, 199, 90, 0.3);
        }

        .cta-button:hover {
            background: #014185;
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(232, 199, 90, 0.4);
        }

        .cta-secondary {
            background: transparent;
            color: black;
            border: 2px solid black;
        }

        .cta-secondary:hover {
            background: black;
            color: white;
        }

        @keyframes fadeInUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* Trust Section */
        .trust-section {
            background: white;
            padding: 20px 0;
            text-align: center;
            border-bottom: 1px solid #eee;
        }

        .trust-content p {
            font-size: 1.1rem;
            color: #666;
            margin-bottom: 10px;
        }

        .trust-content h2 {
            font-size: 1.7rem;
            color: black;
            margin-bottom: 15px;
        }

        .trust-logos {
            display: flex;
            justify-content: center;
            align-items: center;
            gap: 3rem;
            flex-wrap: wrap;
        }

        .trust-item {
            display: flex;
            align-items: center;
            gap: 10px;
            font-weight: 600;
            color: #5197ff;
        }

        .trust-item::before {
            content: "✓";
            font-size: 1.5rem;
            color: #5197ff;
        }

        /* Stats Section */
        .stats {
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
            padding: 50px 0;
        }

        .stats-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 2rem;
            text-align: center;
        }

        .stat-item {
            padding: 1.5rem 2rem;
            border-radius: 20px;
            background: white;
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
            transition: all 0.3s;
            position: relative;
            overflow: hidden;
        }

        .stat-item::before {
            content: "";
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, #5197ff, #5197ff);
        }

        .stat-item:hover {
            transform: translateY(-10px);
            box-shadow: 0 20px 40px rgba(0,0,0,0.15);
        }

        .stat-number {
            font-size: 3.5rem;
            font-weight: bold;
            color: #0063cb;
            margin-bottom: 1rem;
        }

        .stat-label {
            font-size: 1.2rem;
            color: #666;
            font-weight: 600;
        }

        /* Why Now Section */
        .why-now {
            background: linear-gradient(135deg, #5197ff 0%, #ffffff 100%);
            color: black;
            padding: 100px 0;
            position: relative;
        }

        .why-now::before {
            content: "";
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" fill="rgba(255,255,255,0.1)"><path d="M0,100 Q500,0 1000,100 Z"/></svg>');
            background-size: cover;
        }

        .why-now .section-title {
            color: black;
            position: relative;
            z-index: 1;
        }

        .why-now .section-subtitle {
            color: black;
            position: relative;
            z-index: 1;
        }

        .why-now-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
            gap: 2.5rem;
            position: relative;
            z-index: 1;
        }

        .why-now-item {
            background: rgba(255,255,255,0.15);
            padding: 2.5rem;
            border-radius: 20px;
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255,255,255,0.2);
            transition: all 0.3s;
        }

        .why-now-item:hover {
            background: rgba(255,255,255,0.2);
            transform: translateY(-5px);
        }

        .why-now-item h3 {
            margin-bottom: 1.5rem;
            color: black;
            font-size: 1.3rem;
        }

        .why-now-item p {
            font-size: 1.1rem;
            line-height: 1.6;
        }

        /* Services Section */
        .services {
            padding: 60px 0;
            background: white;
        }

        .section-title {
            text-align: center;
            font-size: 3rem;
            margin-bottom: 1rem;
            color: #0063cb;
        }

        .section-subtitle {
            text-align: center;
            font-size: 1.3rem;
            color: #666;
            margin-bottom: 4rem;
            max-width: 600px;
            margin-left: auto;
            margin-right: auto;
        }

        .services-grid {
          display: grid;
          grid-template-columns: repeat(4, minmax(250px, 1fr)); /* 4 colonnes identiques */
          gap: 2rem;
        }

        .service-card {
            background: white;
            padding: 2rem 1.5rem;
            border-radius: 20px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.08);
            transition: all 0.4s;
            position: relative;
            overflow: hidden;
            border: 1px solid #f0f0f0;
            display: flex;
            flex-direction: column;
        }

        .service-card::before {
            content: "";
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 5px;
            background: linear-gradient(90deg, #5197ff, #5197ff);
        }

        .service-card:hover {
            transform: translateY(-15px);
            box-shadow: 0 25px 50px rgba(0,0,0,0.15);
        }

        .service-icon {
            font-size: 5rem;
            margin-bottom: 1.5rem;
            display: block;
            text-align: center;
        }

        .service-title {
            font-size: 1.4rem;
            margin-bottom: 1.5rem;
            color: #0063cb;
            font-weight: bold;
            text-align: center;
        }

        .service-description {
            font-size: 1rem;
            color: #666;
            line-height: 1.7;
            margin-bottom: 1rem;
        }

        .service-features {
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.4s ease;
        margin-bottom: 2rem
        }
        .service-card.expanded .service-features {
        max-height: 600px; /* ajuste selon le contenu */
        }

        .service-card {
        position: relative;
        padding-bottom: 50px; /* espace pour bouton à bas */
        }

        .toggle-features {
        position: absolute;
        bottom: 15px;
        left: 50%;
        transform: translateX(-50%);
        background: transparent;
        border: none;
        cursor: pointer;
        width: 30px;
        height: 30px;
        padding: 0;
        display: flex;
        align-items: center;
        justify-content: center;
        }

        .arrow {
        width: 15px;
        height: 15px;
        border-left: 3px solid #0063cb;
        border-bottom: 3px solid #0063cb;
        transform: rotate(-45deg);
        transition: transform 0.3s;
        display: inline-block;
        }

        .service-card.expanded .arrow {
        transform: rotate(-225deg);
        }

        .service-features li {
            padding: 0.5rem 0;
            color: #555;
            position: relative;
            padding-left: 25px;
        }

        .service-features li::before {
            content: "✓";
            position: absolute;
            left: 0;
            color: #5197ff;
            font-weight: bold;
        }
        
        .service-price {
            background: linear-gradient(135deg, #5197ff, #ffffff);
            color: #0063cb;
            padding: 1rem 1.5rem;
            border-radius: 15px;
            font-weight: bold;
            font-size: 1rem;
            text-align: center;
            margin-top: auto;
        }

        /* Calculator Section */
        .calculator {
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
            padding: 100px 0;
        }

        .calculator-container {
            max-width: 700px;
            margin: 0 auto;
            background: white;
            padding: 3rem;
            border-radius: 20px;
            box-shadow: 0 15px 40px rgba(0,0,0,0.1);
        }

        .calculator h2 {
            text-align: center;
            margin-bottom: 0.5rem;
            font-size: 2.5rem;
            color: #0063cb;
        }

        .calculator p {
            text-align: center;
            color: #666;
            margin-bottom: 2.5rem;
            font-size: 1.1rem;
        }

        .form-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 1.5rem;
            margin-bottom: 2rem;
        }

        .form-group {
            margin-bottom: 1.5rem;
        }

        .form-group.full-width {
            grid-column: 1 / -1;
        }

        .form-group label {
            display: block;
            margin-bottom: 0.8rem;
            font-weight: bold;
            color: #5197ff;
            font-size: 1rem;
        }

        .form-group input, .form-group select {
            width: 100%;
            padding: 15px;
            border: 2px solid #e9ecef;
            border-radius: 10px;
            font-size: 1rem;
            transition: all 0.3s;
            background: #f8f9fa;
        }

        .form-group input:focus, .form-group select:focus {
            outline: none;
            border-color: #5197ff;
            background: white;
            transform: translateY(-2px);
            box-shadow: 0 5px 15px rgba(123, 208, 91, 0.2);
        }

        .calculate-btn {
            background: linear-gradient(135deg, #0063cb, #0063cb);
            color: white;
            padding: 18px 40px;
            border: none;
            border-radius: 15px;
            font-size: 1.2rem;
            font-weight: bold;
            cursor: pointer;
            width: 100%;
            transition: all 0.3s;
            box-shadow: 0 5px 20px rgba(232, 199, 90, 0.3);
        }

        .calculate-btn:hover {
            background: #014185;
            transform: translateY(-3px);
            box-shadow: 0 8px 25px rgba(125, 125, 125, 0.4);
        }

        .result {
            margin-top: 2.5rem;
            padding: 2.5rem;
            background: linear-gradient(135deg, #FFFFFF, #5197ff);
            border-radius: 15px;
            border-left: 5px solid #5197ff;
            animation: slideIn 0.5s ease-out;
        }

        .result h3 {
            color: #0063cb;
            margin-bottom: 1.5rem;
            font-size: 1.5rem;
        }

        .result-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 1rem;
            margin-bottom: 1rem;
        }

        .result-item {
            background: white;
            padding: 1rem;
            border-radius: 10px;
            text-align: center;
        }

        .result-amount {
            font-size: 1.5rem;
            font-weight: bold;
            color: #0063cb;
        }

        @keyframes slideIn {
            from {
                opacity: 0;
                transform: translateY(20px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* News Section */
        .news {
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
            padding: 60px 0;
        }

        .news-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(380px, 1fr));
            gap: 2.5rem;
        }

        .news-card {
            background: white;
            border-radius: 20px;
            box-shadow: 0 10px 30px rgba(0,0,0,0.08);
            transition: all 0.4s;
            overflow: hidden;
            position: relative;
        }

        .news-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 25px 50px rgba(0,0,0,0.15);
        }

        .news-image {
            width: 100%;
            height: 240px;
            background: linear-gradient(135deg, #5197ff, #0063cb);
            display: flex;
            align-items: center;
            justify-content: center;
            position: relative;
            overflow: hidden;
        }

        .news-image::before {
            content: "📰";
            font-size: 4rem;
            opacity: 0.3;
        }

        .news-date-badge {
            position: absolute;
            top: 15px;
            right: 15px;
            background: rgba(255,255,255,0.9);
            color: #0063cb;
            padding: 5px 12px;
            border-radius: 20px;
            font-size: 0.85rem;
            font-weight: 600;
        }

        .news-content {
            padding: 2rem;
        }

        .news-category {
            display: inline-block;
            background: linear-gradient(135deg, #5197ff, #75ACFF);
            color: white;
            padding: 5px 15px;
            border-radius: 20px;
            font-size: 0.8rem;
            font-weight: 600;
            margin-bottom: 1rem;
        }

        .news-title {
            font-size: 1.4rem;
            color: #0063cb;
            font-weight: bold;
            margin-bottom: 1rem;
            line-height: 1.4;
        }

        .news-title a {
            color: inherit;
            text-decoration: none;
            transition: color 0.3s;
        }

        .news-title a:hover {
            color: #5197ff;
        }

        .news-excerpt {
            color: #666;
            line-height: 1.6;
            margin-bottom: 1.5rem;
        }

        .news-meta {
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-size: 0.9rem;
            color: #999;
            border-top: 1px solid #f0f0f0;
            padding-top: 1rem;
        }

        .news-source {
            font-weight: 600;
            color: #5197ff;
        }

        .read-more {
            color: #0063cb;
            text-decoration: none;
            font-weight: 600;
            display: flex;
            align-items: center;
            gap: 5px;
            transition: all 0.3s;
        }

        .read-more:hover {
            color: #5197ff;
            gap: 10px;
        }

        .read-more::after {
            content: "→";
            transition: transform 0.3s;
        }

        .read-more:hover::after {
            transform: translateX(3px);
        }


        /* Testimonials Section */
        .testimonials {
            background: white;
            padding: 100px 0;
        }

        .testimonials-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
            gap: 2rem;
        }

        .testimonial-card {
            background: #f8f9fa;
            padding: 2.5rem;
            border-radius: 15px;
            border-left: 4px solid  #5197ff;
            transition: all 0.3s;
        }

        .testimonial-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 10px 30px rgba(0,0,0,0.1);
        }

        .testimonial-text {
            font-style: italic;
            color: #555;
            margin-bottom: 1.5rem;
            line-height: 1.6;
        }

        .testimonial-author {
            font-weight: bold;
            color: #0063cb;
        }

        .testimonial-company {
            color: #666;
            font-size: 0.9rem;
        }

        /* Contact Section */
        .contact {
            background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%);
            padding: 60px 0;
        }

        .contact-content {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 4rem;
            align-items: start;
        }

        .contact-info h3 {
            color: #0063cb;
            margin-bottom: 1.5rem;
            font-size: 1.8rem;
        }

        .contact-info p {
            font-size: 1.1rem;
            color: #666;
            line-height: 1.7;
            margin-bottom: 2rem;
        }

        .contact-item {
            margin-bottom: 2rem;
            display: flex;
            align-items: center;
            gap: 1rem;
            padding: 1rem;
            background: white;
            border-radius: 10px;
            box-shadow: 0 2px 10px rgba(0,0,0,0.05);
        }

        .contact-icon {
            background: #75ACFF;
            color: white;
            width: 40px;
            height: 40px;
            border-radius: 30%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.2rem;
        }

        .contact-form {
            background: white;
            padding: 2.5rem;
            border-radius: 20px;
            box-shadow: 0 15px 40px rgba(0,0,0,0.1);
        }

        .contact-form h3 {
            color: #0063cb;
            margin-bottom: 1.5rem;
            font-size: 1.8rem;
        }

        /* Footer */
        footer {
            background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
            color: white;
            padding: 40px 0 20px;
            text-align: center;
        }

        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
            margin-bottom: 2rem;
        }

        .footer-section h4 {
            color: #5197ff;
            margin-bottom: 1rem;
        }

        .footer-section ul {
            list-style: none;
        }

        .footer-section a {
            color: #bdc3c7;
            text-decoration: none;
            transition: color 0.3s;
        }

        .footer-section a:hover {
            color: #5197ff;
        }

        /* Responsive */
        @media (max-width: 768px) {
            .hero h1 {
                font-size: 2.5rem;
            }
            
            .hero p {
                font-size: 1.3rem;
            }
            
            .hero-buttons {
                flex-direction: column;
                align-items: center;
            }
            
            .contact-content {
                grid-template-columns: 1fr;
                gap: 2rem;
            }
            
            .form-grid {
                grid-template-columns: 1fr;
            }
            
            .result-grid {
                grid-template-columns: 1fr;
            }
            
            nav ul {
                display: none;
                flex-direction: column;
                position: absolute;
                top: 70px;
                right: 0;
                background: white;
                box-shadow: 0 5px 20px rgba(0,0,0,0.1);
                padding: 20px;
                border-radius: 10px;
            }
            
            nav ul.open {
                display: flex;
            }
            
            .burger {
                display: flex;
            }

            .services-grid {
                grid-template-columns: 1fr;
            }

            .news-grid {
                grid-template-columns: 1fr;
            }

            .why-now-grid {
                grid-template-columns: 1fr;
            }
        }
        @media (max-width: 1000px) {
        .services-grid {
            grid-template-columns: 1fr 1fr;
        }
        }
        @media (max-width: 600px) {
        .services-grid {
            grid-template-columns: 1fr;
        }
    }